Open an Evermore Bank CD online

4.45% APY

Lock in a fantastic 4.45% APY* (4.36% rate) on Evermore Bank's 16-Month CD Special.


Make your savings work harder with our limited-time CD offer — exclusively for Florida residents who open online. 

 

  • $10,000 minimum deposit.
  • Apply online (online-only offer).
  • Requires a $1,500 non-interest-bearing checking account opened at the same time.

 

 

 

*To earn the promotional 4.45%APY (annual percentage yield) (4.36% rate), you must open a $1,500 non-interest-bearing checking account concurrently with the CD and maintain it for the entire 16-month CD term. If the required checking account is closed before CD maturity, an early closure penalty equal to 12 months of interest will be imposed on the CD, even if the CD is not withdrawn early. If your checking account balance falls below $1,500, a $10 monthly minimum balance fee will apply. This offer is available to Florida residents only and must be opened online. All promotion will run at stated APY, are subject to cancellation or change in rate without notice. Offers apply to personal accounts only. Charges for specific services may reduce earnings. After maturity, if you choose to roll over your CD, you will earn the base rate of interest in effect at that time. FDIC INSURANCE: up to $250,000 per depositor, per insured bank, for each ownership category. Other terms and conditions from Evermore Bank’s Certificate of Deposit disclosure apply.

Frequently Asked Questions?

It's a limited-time, fixed-rate certificate of deposit offering 4.45% APY (4.36% interest) for 16 months. A $10,000 minimum deposit and a qualifying Evermore checking account are required.

You must open a non-interest-bearing checking account with at least $1,500 at the same time as the CD. This account must stay open and funded throughout the CD term to keep the promotional rate. 

If you close the linked checking account before the CD's maturity, we will impose an early closure penalty equal to 12 months of interest on the CD. 

Yes. A $10 monthly minimum balance fee applies if the checking account balance drops below $1,500 at any time. 

No. This special CD is available online only, and only to Florida residents.

You can open your Evermore Bank 16-Month CD and Speical Checking account entirely online using any of the following devices:

  • Smartphones (Apple iPhones, Android phones) — via mobile browser
  • Tablets (iPad, Android tablets)
  • Laptops and Desktop Computers (Windows or Mac)

All you need is:

  • A stable internet connection
  • A government issued photo ID (driver's license, passport, or state ID)
  • Social Security number and personal information for identity verification
  • A funding source (like a debit card or external bank account)

Open an Evermore Bank CD online

4.45% APY

Lock in a fantastic 4.45% APY (4.36% rate) on Evermore Bank's 16-Month CD Special. The minimum deposit is $10,000 to open the CD.

Must open an Evermore Bank Special Checking Account to qualify.

 

 



 

 

 

 

 

 

 

 

 

Terms less than 12 months - Automatically renews for a 6-month term upon maturity, subject to the current prevailing rates at the time of renewal.

Terms 12 to 15 months - Automatically renews for a 12-month term upon maturity, subject to the current prevailing rates at the time of renewal.

Fixed Rate Assurance: The promotional APY rate of 4.45%.

*Rate Adjustment Option: Customers have a one-time option to request a higher rate if the promotional rate increases during the term of the CD. This adjustment will apply only to the remaining term of the CD at the time of notification. To exercise this option, customers must contact an Evermore Bank person or email at info@evermorebankfl.com. Upon renewal, the CD will automatically renew at the current prevailing rate applicable at the time of renewal. Standard renewal terms and rates will apply at the time of renewal.

Non-Eligibility for Online Account Opening: This promotion is not available for accounts opened online. Customers must visit a branch to participate.

Promotion Changes: This promotion may be modified or canceled at the discretion of Evermore Bank without prior notice, except where regulatory guidelines require notification.

Compliance and Disclosure: All other terms and conditions in Evermore Bank’s Certificate of Deposit disclosures apply.


 

Online Offer Only

16 Month Term

4.45% APY

We Got Your Back! If rates go up, you get the higher rate*

No Withdrawal Penalty

Lock in a fantastic 4.45% APY (4.36% rate) on Evermore Bank’s 16-Month CD Special. The minimum deposit required is $10,000 to open the CD.

Terms less than 12 months - Automatically renews for a 6-month term upon maturity, subject to the current prevailing rates at the time of renewal.

Terms 12 to 15 months - Automatically renews for a 12-month term upon maturity, subject to the current prevailing rates at the time of renewal. 

Fixed Rate Assurance: The promotional APY rate of 4.45%.

*Rate Adjustment Option: Customers have a one-time option to request a higher rate if the promotional rate increases during the term of the CD. This adjustment will apply only to the remaining term of the CD at the time of notification. To exercise this option, customers must contact an Evermore Bank person or email at info@evermorebankfl.com. Upon renewal, the CD will automatically renew at the current prevailing rate applicable at the time of renewal. Standard renewal terms and rates will apply at the time of renewal. 

Non-Eligibility for Online Account Opening: This promotion is not available for accounts opened online. Customers must visit a branch to participate. 

Promotion Changes: This promotion may be modified or canceled at the discretion of Evermore Bank without prior notice, except where regulatory guidelines require notification. 

Compliance and Disclosure: All other terms and conditions in Evermore Bank's Certificate of Deposit disclosures apply.